LIC’s Jeevan Saral (Table 165) is the simplest LIC plan, where you just need to decide how much monthly premium you want to pay and you will get 250 times risk cover for example if you want to pay Rs.1000/mo then your risk cover will be 10000×250=2.5 lakh
Jeevan saral is good for all tax groups as it gives you tax benefit too. LIC Saral plan is suitable for all who want to keep invested or want to invest regularly for 10-25 years. This plan also won Golden Peacock award.
Special features of Jeevan Saral:
- Higher cover (250 times of your monthly premium)
- Smooth and high return
- Liquidity fund (Like ATM after 10 years)
- flexibility
Benefits:
Death Benefit:
If the policy holder dies within policy term his/her nominee will receive 250 times the monthly premium, plus return of premium payments excluding extra/rider premium and first year premium plus The loyalty addition, if any.
Maturity Benefit:
Maturity sum assured, plus Loyalty additions, if any.
Accidental Death:
If the policy holder dies due to accident her/his nominee will receive double the sum assured.
Eligibility for Jeevan Saral:
- Entry Age: 12 years completed
- Max age: 60 years
- Max Age at maturity: 70 years.
- Term: Min 10 years and Max 35 years.
- Premium: Minimum Rs.250/- per month for (upto 49 years) and
- Rs.400/- per month for age 50 years and above.
- Mode: All modes available. Yearly, half yearly and monthly ECS.
- Loan: Loan is available in Jeevan Saral plan
Auto Cover Option:
If you are unable to pay your premium for some reason your risk cover will continue for 12 months if your policy is in force for a period of 3 years and more.
Flexible Term:
You may choose any term between 10 to 35 years but you will be able to surrender the policy anytime after 3 years however if you surrender the policy after 10 years you will get all the benefits without any fine print.
- lic jeevan saral maturity amount calculator
- lic jeevan saral maturity calculator
- jeevan saral premium calculator
I have taken Jeevan Saral policy for 16 years with premium 24000 pa. SA 5 lac.
what will be the final amount I will receive at the end of maturity of policy.
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I want to know if i invest in this jeevan saral how much will be my maturity amount for following
age 23
amount montly invest:2000
for 25 years
Can you open policy for me
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Hello Sir,
I have taken Jeevan saral policy for 35years and investing 4800/- pm. What amount will i get after 20, 25, 30, 35 yrs..Also plz tell the rate of Interest taken for Loyalty addition (app.).
My current age is 24yrs.
Thanks and Regards
Ankit Mehrotra
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WANT TO TAKE THE JEEVAN SARAL POLICY THIS MONTHS ENDS.NOW I AM 25 old. I TAKE THIS POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMINUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
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My date of Birth is 03.03.1985. I want to take jeevan saral policy for 20 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 20 years. What is the assured amount in case of accidental death? Please reply on my email address
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I AM 25 Year Old . I TAKE jeevan saral POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMIUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
Thanx
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R/sir
I have taken jeevan saral policy of Rs. 6005.00 YEARLY . what amount will be refundable after 10 years
THANKS & REGARDS
MUNMUN BANDYOPADHYAY
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Hello,
I have taken Jeevan Saral policy of Rs. 766 (paid Rs9192/-for yearly premium) per month for 25 years.
Please let me know what would be the total maturity amount to get after 20 years or 10 years
and how calculate this amount.
Thanks in advance.
Sukanti
policy no:-578740436
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Dear sir,
i had policy of jeevan saral. I am paying Rs. 6000/per month and one time premium of 72060/ year for 15 yrs. I recd policy no 735630605 yesterday. I am paying in total for 15 yrs is 10,80,000 /- But the sum assured mentioned in the policy is 8,83,500/-
why it is lower than my payment.Also the accidential risk cover mentioned as 15,00,000/ lakhs(250 times) instead of 30,00,000lakhs(500 times). What will be loyalty addition at the end of 15 years. will u please explain
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Tabrej Reply:
June 13th, 2010 at 2:44 pm
Would be great if you could ask these question in our forum so others can also benefit. Join the forum here: http://forums.lifeinsuranceindiaonline.com/
Reply
AMOUNT APPROX Rs.1000/[PM]
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Tabrej Reply:
June 8th, 2010 at 1:24 pm
The maturity would be Rs.22,60,041/- approx.
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